Over 80% of home buyers rely solely on a mortgage valuation report. The mortgage valuation only advises the lender of the value of a property and of any characteristics of the property including significant defects which might affect its value as security for the proposed loan.
By contrast, the Homebuyers Report is designed to provide a thorough overview of the property's condition and commentary on any relevant legal aspects which may require further investigation. The Report is personal to you and not for your mortgage lender.
The Homebuyers Report is typically suitable for conventional properties in reasonable condition, built within the last 150 years. Before you commit to buying your home make sure you have the Homebuyer Report to help you to:
Our reports are written in a standard format with terminology that the reader will understand. We don't subscribe to the 'traffic light' reporting system, we'd rather tell you in plain English.
The report can also include the surveyor's opinion of how much the property is worth taking into account the condition. The report can often be used in the course of purchase negotiations, which could save you money from the outset.
Our surveyors will be happy to discuss the content of the report with our client.
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