Within a building insurance policy is a requirement to disclose a 'reinstatement value' as sufficient cover for the re-build or repair of a building. In almost all cases, the reinstatement figure has no direct correlation to the 'value' of a building. Rather than obtaining formal advice, some policy holders can be found to be 'under insured' in the event of a claim.
A building insurance reinstatement assessment should not only include the 're-build' cost on a like for like basis, but also site clearance, shoring up or making safe, professional fees, external features/outbuildings and geographical or local factors.
Our building survey team is experienced in the assessment of all residential and commercial buildings from single buildings to multiple unit sites.
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